PROPERTY & CONSTRUCTION
SERVICES
Builders & Construction Firms
Contractors / Subcontractors
Trades
Property Investment Funds
Property Developers
Family Offices
Residents Associations
Property Owners’ Liability
Commercial Property
Annual Contractors’ All Risks (CAR)
Engineering Insurance & Inspection
Bonds
We also offer a bespoke Commercial Combined service for optimal cover
The SIZA team has particular expertise in the end-to-end insurance needs across the property lifecycle, from concept to asset.
The extraordinary rewriting of the finances of property (post-Covid societal change, a collapse in commercial property values, a continuing need for new residential properties) shows that this is a business in flux. You need sound advice, and we have the experience and market insight to assist you with confidence.
Property developers and investors deal with risks related to project financing, regulatory approvals, and environmental challenges that can affect project viability and profitability.
Builders face risks from accidents, damage, security issues and delays during construction – all of which vary significantly depending on the project size, location, and complexity.
You’ll also care about compliance with building codes, particularly the Building Safety Act – and ensuring everyday compliance from your subcontractors, too
And once in use, non-residential properties in particular are subject to a raft of regulations to protect visitors and residents and ensure an appropriate level of ongoing oversight.
It's a lot to take in, and even more to try to buy individually and still ensure value. The range of insurances you’ll need can be broad, including:
Public liability, Professional indemnity, Directors and Officers.
Builders' risk (course of construction), Environmental liability.
Single project contract works, Erection all risks, Business Interruption.
…among others. Plus, as construction and development projects can last for years, those policies will need to be adjusted as the project progresses and some risks diminish and others emerge.
Whatever you do for a living, we’ll keep business going. We don’t just check in during annual reviews. We’re on your side, proactively monitoring the market (cybersecurity is a good example – it’s an increasingly critical focus, but options vary in quality), and ready at the end of a phone to offer advice – in good times and bad. Protecting your good name, your business, and your clients’ interests, too.
