COMMERCIAL
INSURANCE

Our typical clients are in...

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Retail

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Professional Services

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Transport

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Hospitality and entertainment

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Leisure

Typical cover solutions :

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Professional Indemnity

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Employers’ Liability / Public Liability

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Cyber Liability

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Management Liability (D&O)

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Product Liability

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We also offer a bespoke Commercial Combined service for optimal cover

COMMERCIAL INSURANCE SERVICES

 

What does a workshop or have in common with a bar owner? Or a grocery shop with a car parts distributor?

 

The answer: after opening their doors and securing premises, insurance was probably the next thing on their minds.

 

In our personal lives, we understand risk protection—that's why we insure our homes against fire. The same logic applies to business, often as soon as we can afford it.

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HOW WE HELP

 

At SIZA, we're businesspeople too. Many of us have run our own companies—so we know how hard it can be.

 

We understand what it's like to be caught off guard by unexpected events. And we know that every kwacha you earn needs to be protected. You won't spend without good reason.

 

Most importantly, we treat our startup and smaller business clients with the same respect as the large logistics firm or major construction project. Because we know commercial insurance, and we understand the challenges you face.

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We Give Two Clear Promises to Our Commercial Clients:
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First, we’ll give you whole-of-market expertise.

Typical needs include employers' liability, public and product liability, professional indemnity, contents and stock cover, landlord-required premises insurance, commercial crime and data protection, business interruption and continuity protection, and more. Whatever combination your business requires, we'll craft cover that gives you peace of mind without breaking the bank.

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Second, we are the expert advisors you truly need.

Smaller businesses don't have time to master the insurance market. They lack negotiating power. They often underestimate risks and end up with generic, poorly matched off-the-shelf products—feeling the pain only when something goes wrong. We believe a broker's job is to solve all of these challenges. We're proud to help growing businesses get the protection they deserve.

We'll work with you to understand the unique risks your business faces and build a package tailored to your needs and risk profile—keeping you covered, compliant, and confident.

Talk to us to discover how business insurance should be.

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